Run the Numbers
Run the Numbers Compare the true cost of renting versus buying
Family home for rent versus buy comparison

Your Scenario

Renting

Buying

5-Year Comparison

Total Cost of Renting

$186,000

Net Cost of Buying

$145,000

Buying saves $41,000 over 5 years

10-Year Comparison

Total Cost of Renting

$435,000

Net Cost of Buying

$180,000

Buying saves $255,000 over 10 years

Detailed Breakdown (5-Year)

Total Rent Paid $186,000
Total Mortgage Payments $275,000
Principal Paid (equity) $35,000
Home Appreciation Gain $115,000
Down Payment (invested) $30,000
Net Cost of Buying (payments - equity) $145,000

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Rent vs Buy Guide

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