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The Theos Team
The Theos Team Decades of combined mortgage expertise

A Team Built on
Trust & Expertise

At Theós Financial, every team member is dedicated to providing a seamless, transparent, and stress-free mortgage experience. Based in Valencia, California, we proudly serve the Santa Clarita Valley and communities throughout Southern California.

Peter Girgis — CEO & Founder of Theós Financial
Peter Girgis
CEO & Founder
NMLS# 381600

Over 15 years in mortgage lending. Built the Theós technology platform from the ground up. Expert in conventional, FHA, VA, jumbo, and non-QM loans.

Hani Eid — Vice President & Senior Loan Officer
Hani Eid
VP & Sr. Loan Officer
NMLS# 2441852

Specializes in guiding borrowers from consultation through closing. Known for exceptional attention to detail and clear communication of complex financial concepts.

Khaled Saleh — Licensed Mortgage Broker
Khaled Saleh
Mortgage Broker
NMLS# 930657

Expert in conventional and government-backed loans. Excels at complex lending scenarios including self-employed, bank statement, and FHA programs. Multilingual.

Christina Boktor — Senior Loan Processor
Christina Boktor
Sr. Processor

The backbone of operations. Manages every loan file from processing through closing with meticulous attention to detail and efficiency. Key to our 14-day close times.

What Sets Us
Apart

01

Direct Access to Decision Makers

When you work with Theós Financial, you are not passed off to a call center. You work directly with our licensed professionals who have the authority and expertise to make things happen quickly.

02

200+ Wholesale Lender Network

Our team has access to over 200 wholesale lenders, giving us the ability to find the perfect loan program and rate for your unique situation — something a single bank simply cannot do.

03

Technology-Driven Efficiency

Our proprietary technology platform automates the tedious parts of the mortgage process, freeing our team to focus on what matters most — providing you with exceptional, personalized service.

04

Community Commitment

We live and work in the Santa Clarita Valley. We are not a faceless corporation — we are your neighbors, and we are deeply invested in helping our community thrive through responsible homeownership.

Ready to Work With
Our Team?

Whether you are buying your first home or your fifth, our team is here to help. Get a free rate quote in 60 seconds or give us a call to discuss your goals.